Life Insurance

Life Insurance

There are different types of life insurance, and different ways to make it work for you. Life insurance protects your family. It can also be part of a financial plan, where you can have access to money in your policy while you are alive.  

There are two types of life insurance coverage; permanent and term. Each is unique and covers a different need. 

Term Life Insurance

Term life insurance can be used to cover large debts like a mortgage, Buy-Sell agreements, or leave income support for someone. It provides temporary coverage with terms that will cover you up until age 85. It is low in cost and can be converted to permanent life insurance. 

Permanent Life Insurance

Permanent life insurance provides lifetime coverage, is higher in cost, and has the ability to grow cash value for future access.  

What kind of life insurance do I need? How much does it cost? Let us help customize a plan for you. Reach out for your free consultation.